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Westpac statement to CSV

Drop the Westpac PDF as you downloaded it. It is converted on your computer, and we check every row against the running balance and compare the totals with the ones Westpac printed. Then download it for your accounting software or a spreadsheet.

Getting the PDF out of Westpac

  1. In Online Banking, go to Overview and then Statements.
  2. Select the account under Active accounts.
  3. Enter a date range or pick a preset range, and select Search.
  4. Select Download PDF.

Westpac keeps up to 7 years of statement history online, closed accounts included, though only the original account holder can open a closed account’s statements.

In the Westpac App, search Statements in the Smart Search bar, tap Statements (incl. closed accounts), choose the account and the statement period, and use the share icon to download a copy.

To stop paper statements, choose Service, then Statement settings under Your preferences, select the account and save eStatements. A joint account holder’s choice doesn’t change what the other holders receive.

From Westpac’s own help: How do I view old statements?, Enjoy the benefits of eStatements.

What a Westpac statement looks like, and what we do with it

Page one sets the Statement Period with its months spelled out above the account details and a four-line summary, then the TRANSACTIONS table under DATE, TRANSACTION DESCRIPTION, DEBIT, CREDIT and BALANCE. The oldest transaction comes first, each balance a bare figure, down to a CLOSING BALANCE row that carries the statement’s last date. The Westpac Choice statement we tested ran six months over five pages, the last two holding Westpac’s notices and contact details rather than transactions.

Dates are day first, with a two-digit year, joined by slashes.
We read them day first and write each one in full, year first.
Debit and credit are separate columns, with a running balance to the right of them.
Each row becomes one signed amount, checked against the balance beside it.
Long descriptions wrap onto a second line. On Osko payments that second line is often the end of a name and a date with the month spelled out.
We join the wrapped line to the row above it.
The transaction list opens with a STATEMENT OPENING BALANCE row.
We take the opening balance from it and leave it out of the export.
The first page prints Opening Balance, Total Credits, Total Debits and Closing Balance.
We compare our totals with the printed ones, so a missed row shows up.

What this page is based on

A single Westpac Choice statement, from a personal transaction account, covering the first half of 2026. Each row agreed with the balance beside it, and our credits and debits came to the Total Credits and Total Debits on page one. Whether two Westpac statements in a row join cleanly is untested, since we have only the one.

Westpac’s business eStatements and merchant eStatements, and its credit card statements, are outside what this page has seen. So are the transaction listings Westpac points to beside its eStatements: the proof of balance and transactions report, and the interest and tax summary.

Once it is converted, the import steps for each accounting package are the same for every bank.

Questions

Why is an Osko payment’s description shorter on my statement than in the app?

Westpac says so itself, in an answer written for business customers: an Osko or PayID payment can carry up to 280 characters of description, which Online Banking and the Westpac App show with the transaction, but what appears in statements and exports may be shortened. We read what the PDF prints, so your file holds the shortened text. For a payment’s full reference, look it up in the app.

What do the + and - signs in the summary on page one mean?

They spell out the sum the summary makes: the opening balance, plus Total Credits, minus Total Debits, gives the closing balance. The plus and minus sit in front of the dollar sign, and the closing balance has a plus of its own. A minus before Total Debits doesn’t mean the account was overdrawn. We compare our money in and money out with the two totals, signs aside. The statement we tested never went below zero, so how an overdrawn Westpac balance prints is not something we have seen.

I’ve closed my Westpac account. Can I still get statements to convert?

Yes, if you held it yourself. Westpac’s eStatements page says up to 7 years of statement history stays online for closed accounts, but only the original account holder can see it. In the app, closed accounts are under Statements (incl. closed accounts).

Privacy, scans and price work the same for every bank, and the home page answers them.